Terms and conditions of subscription service

These terms govern your use of pyralixova’s subscription-based financial planning services. Please read them carefully before subscribing or using our website.

October 6, 2025

Acceptance of terms

By accessing our website or subscribing to our service, you agree to be bound by these terms. If you disagree, please do not use our services. Continued use constitutes acceptance of all updates and modifications.

Definitions

Key terms used in this document are defined below for clarity.

‘Service’ means the subscription-based financial planning service provided by pyralixova.

‘User’ refers to any individual accessing or using our website or services.

‘Subscription’ means the recurring payment and access to ongoing planning support.

‘Content’ refers to all materials, information, and resources on pyralixova.com.

Service usage requirements

You must use our services for lawful purposes only and in accordance with these terms. Misuse may result in suspension or termination.

Eligibility

Our services are intended for individuals 18 years or older and residents of Australia. By subscribing, you confirm you meet these criteria.

Proof of age or residency may be requested.

User responsibilities

You are responsible for maintaining account security and complying with all applicable laws.

Provide accurate and current information during sign-up and ongoing use.
Keep your login credentials confidential and secure.
Notify us of any unauthorised use or suspected breach.
Use our content solely for lawful and personal purposes.

Prohibited uses

The following actions are not permitted on our site or service.

Using the service for unlawful or fraudulent purposes.
Attempting to disrupt or access systems without authorisation.
Uploading malicious or harmful content.
Impersonating others or misrepresenting your identity.
Copying or redistributing any part of our content without permission.

Intellectual property rights

All website content, including text, graphics, and branding, is owned by pyralixova or its licensors. You may not reproduce, distribute, or modify content without written consent. Trademarks and logos remain the property of their owners.

User content

You are responsible for any content you submit. We reserve the right to remove content that violates these terms or the law.

Rights regarding user content

By submitting content, you grant us a licence to use it for providing services. You retain ownership of your original material.

Privacy and data use

We collect and process your information as described in our Privacy Policy. Please review our policy for details on collection, use, and your rights.

Read our Privacy Policy

Disclaimers and limitations of service

Our services are provided with reasonable care but without guarantee of outcomes or results. Results may vary for each client.

Important service warnings

Our consultations provide general guidance only and do not constitute personalised financial advice or specific recommendations.

Limitation of liability

We are not liable for indirect or consequential loss arising from use of our site or service. Our total liability is limited by law.

Indemnity

You agree to indemnify us against any loss resulting from your breach of these terms or misuse of our services.

Dispute resolution and governing law

We aim to resolve disputes amicably. If unresolved, disputes are governed by Australian law.

Arbitration

Any dispute may be referred to binding arbitration in accordance with Australian arbitration rules.

Arbitration decisions are final and binding on both parties.

Online dispute resolution

You may also use the Australian online dispute resolution platform for complaints regarding our service.

Access online dispute resolution

Severability

If any term is found invalid, the rest of the agreement remains effective.

Entire agreement

These terms constitute the full agreement between you and pyralixova regarding use of our service.

Applicable law and jurisdiction

These terms are governed by the laws of Australia. Any legal action must be brought in Australian courts.

Termination

We may suspend or terminate your access for breach of terms or misuse. You may cancel your subscription at any time.

Modifications

We reserve the right to update these terms. Continued use after changes signifies acceptance of the updated terms.

Contact us for questions

For any questions about these terms or your subscription, please contact our team.

Email address: content@pyralixova.com

Phone: +61 7 9196 7843

Address: Suite 903 / 241 Adelaide Street, Brisbane, QLD 4000 Australia

Effective date: October 6, 2025

Version: 3.0